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Custom Boat Insurance Quotes

Work with Dream Team Insurance to receive customized boat insurance quotes from 10+ top insurance companies. Comparing rates saves you time and money. Get started with free insurance quotes or contact us today.


  • Watercraft liability Covers bodily injury or property damage you cause to others with your boat.
  • Collision Covers damage to your boat caused by a collision with another watercraft or object.
  • Comprehensive Covers damage to your boat caused by something other than a collision.
  • Uninsured/Underinsured Covers bodily injury you sustain in an accident with a boater that has too little or no insurance.
  • Fishing equipment Covers lost, damaged, or stolen fishing equipment, like rods and reels.
  • Medical payments Covers minor medical bills for you or passengers that are injured, without regard to fault.
  • On-water towing Covers towing your boat back to shore if it becomes disabled on the water.
  • Trailer coverage Covers physical damage to your trailer.
  • And more There are many coverages available that might be good for you.

Common Questions

Do I need boat insurance?

While most states don’t require boat insurance by law (make sure to check state laws for your area), it’s still a good idea to have liability coverage and uninsured/underinsured. Depending on the boat value and your financial situation, physical damage coverage might be a smart addition too. Talk with one of our licensed insurance professionals to help determine a policy that’s right for you.

How do I find the best boat insurance rates?

The cost of coverage varies based on many factors, including the style, size, and power of your boat, where you use it, your driving history, and more. To find the best rates, you need to compare quotes from multiple insurance companies. We can help by offering rates from 10+ top insurance companies.

Comparing Rates is Painless

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